About Us
A small team, one focus: clear financial education.
hardiben was started by a group of finance and education professionals who felt that most "learn to invest" content online existed to sell something. We set out to build the opposite: a free, ad-light, product-free reference for understanding markets.
Our story
Why we built hardiben.
Founded in 2021 in Košice, Slovakia, hardiben began as an internal set of notes shared between colleagues who were tired of explaining the same basic concepts — compounding, diversification, fees, drawdowns — over and over to friends and family. We turned those notes into a public, structured resource.
We are not a bank, brokerage, fund manager or advisory firm. We hold no client money, execute no trades, and receive no commission for mentioning any instrument, platform or provider.
What guides us
Principles we hold ourselves to.
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01
Education, not persuasion
We describe how instruments and strategies work, including their downsides, rather than encouraging any particular action.
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02
No hidden commercial interest
hardiben does not accept sponsorship from brokers, exchanges or fund providers, and does not sell courses or subscriptions.
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03
Cite and correct
Where possible we point to regulator guidance and academic sources, and we correct material when it goes out of date.
Where we work from
Based in Slovakia, written for an international audience.
Our editorial team operates out of Košice, Slovakia. While our content is written in English for a broad, international readership, we pay close attention to how financial concepts are taught across different regulatory environments in the EU and beyond.
